Using Condolence Poems in Eulogies or Condolence Letters

Death is not an easy subject for anyone to discuss or cope with. Often your emotions are so stirred up that it can be very difficult to come up with words of condolence for those that need them. Sometime you find yourself not saying anything at all and that can be even worse than saying the wrong thing. Poems can be the perfect way to get across what you want to say. Memorial service poems can actually put everyone more at ease during a funeral or memorial service.
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 Internet pitfalls: dangers of online dating

Watch out for lies and embellishments There are certain things which peoplecommonly lie about within their profile. The most common include: Height, weight, age, and occupation. Also be aware that people may embellish a little bit about themselves to make themselves sound better. For example, they may over exaggerate their travel experience, college education, etc… As mentioned before, even some pictures can't be trusted. Some people use old photos of themselves because they looked better back then. Most important, be aware that some people lie about their relationship status. Married people have been known to state they are single on online dating sites.

Be careful about sharing your email As mentioned, most online dating sites allow you to use an anonymous internal communication system. Make sure you take full advantage of that. If you do start to feel comfortable with someone and would like to share an email address with them, don't use your regular email address. Set up a free email address that you use strictly for your online dating activities. You can easily obtain one through yahoo, hotmail, gmail, etc…

Be careful about sharing your personal information It's easy to get sweptup and excited about the possibility of a new romance. However, the anonymous nature of online dating sites makes it just as (if not) more important than ever to protect your personal information. Don't share your full name. Never give out the details of exactly where you work, or go to school. You can say something like "I work at a major downtown law firm." If they ask, "Which one?" Just politely tell them you'd rather not say until you get to know them a little better. Most people will understand and respect your decision to not share. Don't ever give out your address. Be very careful about giving out your telephone number. This is especially true of your cell phone number.

Don't get too serious too fast It's best to just keep things on the lighter side for a little while when you first meet someone from an online dating site. Keeping things friendly and light will help you to get to know the other person a lot better than just diving into a relationship.
Using an online dating service will help you to find your ideal person for a relationship. By using it to its full potential you won't have to just "settle" for someone.Unfortunately, there are some people of questionable character in this world. You're just as likely to meet someone who is up to no good at the gym, bar/club, or even at work as you are at an online dating site. The only difference with online dating sites is the level of anonymity that is provided for users. It's a dual edge sword. It helps protect the innocent and allows those of dubious character to get away with a little more. These pitfalls and dangers weren't mentioned to scare you. Online dating sites provide safe, fun, and exciting ways to meet people. Just keep these tips in mind and use common sense. The majority of people on online dating sites are legitimately searching for someone they can connect with, have fun with, and maybe even fall in love with. Maybe that special person they're waiting for is you!
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 Money At Christmas - Surviving The Festive Period Without A New Year Financial Hangover

Money always seems to be tight. Every year at Christmas the financial situation always seems to get worse. Increased electricity and heating bills to pay, expensive party food to purchase, presents to buy, travel costs to visit relatives, the list seems to be endless, while finances are certainly not. It is the season to be jolly, whilst trying to forget the long-term costs which will emerge in the New Year.

What can be done to reduce the New Year financial hangover?

Firstly, ensure your incoming finances are being maximised.

If you are in work, is there any part time or freelance work that you can do? Often jobs such as supermarket shelf stacking can be made to fit in around other commitments, while websites such as Dobiz ( ) have started springing up to get freelancers and businesses together. Selling on eBay or simply returning unwanted gifts can help recover some of your own expenditure.

If you are not working, then obtaining a job is the most important thing to do. Use the facilities that are available. The Jobcentre can provide some help, but it is frequently better to sign up with several agencies who specialise in your own area of expertise. A quick geographically based Google search will normally locate appropriate organisation in your area. As well as using specialist agencies, it is always a good idea to sign up to a couple of general agencies in order to get some form of temporary work, as these can often provide short or long term contracts to keep your finances above water, and they can be given up without much of a period of notice and they look better on a CV than a period without any work at all. If you need help with CV's or interviews, then internet searches can provide many sites that will be able to help, like Capita ( ) or Jobseekersadvice ( ).

Regardless of your employment situation, you also need to maximise the money you have already. If you are using store cards to make your purchases, don't. Unless you always pay off the entire balance every month, you will be paying more than you have to. Store cards usually have a very high rate of interest, and you should be able to get a much better rate if you use a credit card. If you are using a credit card to make most of your purchases, what is the APR of that card, and could you get a better rate? Many credit cards currently offer introductory 0% transfer rates, and the increased competition to handle your finances is leading to lower APRs all round. If you have a loan, could you get a better deal? Are you getting the best return on your investments? Comparison websites like Moneynet ( http:www.// ) or Fool ( ) are there to enable you to check these details for free, quickly and easily, in order to make your money work for you.

The next thing to do is to try to reduce your outgoings. Budgeting is a good way to reduce costs. By highlighting how much your regular incoming and outgoings are, it is often easy to spot areas that can make huge differences. Most people find that instead of having very little money to spend each month, they are actually frittering away small amounts all the time. This pattern of small spending rapidly mounts up, and can leave little left over to spend on the things that you feel are really worthwhile. Keeping a daily record of your spending is a simple step to take but it can also show where important cuts can be made.

Other ways to reduce costs at Christmas include recycling last year's decorations, only buying food that will be eaten, rather than obtaining large quantities that will end up being thrown away. Do most of your shopping online to save money on presents. Due to the lower costs of running a shop online, the price of goods can be considerably lower than in the High Street. Sites such as Kelkoo ( ) and Pricerunner ( ) enable you to compare prices from various suppliers and find the cheapest. Even if you prefer to buy on the High Street it can still be worth going armed with prices from these sites as many High Street shops will discount if they know they are beaten on price.

If you don't win the lottery in the New Year and still feel that things have got out of control then you need to seek advice from one of the free advice organisations that are set up to help. The National Debtline ( ) and the Foundation for Credit Counselling ( ) are two non-profit making charities that can help with guides and free personal advice.

Regardless of whether you are trying not to shed those few extra pounds, or recover from debt problems, a few small actions like this can make a large difference to your New Year.

All information contained in this article, is for general information purposes only and should not be construed as advice under the Financial Services Act 1986.

You are strongly advised to take appropriate professional and legal advice before entering into any binding contracts.
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 What Role Does Ecology Play In Personal Success?

Could your failure to activate personal success be linked to self-sabotage? This isn't the type of sabotage that you would normally suspect or even give time to? What I am talking about is a part of your unconscious called the adaptive unconscious. This part of your mind is trained to predict and then avoid pain, displeasure or stress.

The adaptive unconscious doesn't set out to cause you to fail. It is working along a complex blueprint that has been developing since the moment you were born and in many cases it has been proven even in the womb.

This part of your mind doesn't just look at the benefits of a current action. It takes into account how this thought or this action is going to play into your total psychology.

There is something that we call ecology. In the same way in nature there are ecological consequences to building a factory; you have to make sure that you don't damage the water table or perhaps cause air pollution. Even though the factory would create jobs and is good for the economy the factory might be bad for the ecology. In that cause the factory might not be built.

Within our mind we also have ecology. Believe or not at this moment in time you are making all the best choices you can with all the information you have at hand. We are providing you with new information, new options, and alternatives using the other-than-conscious part of your mind.

With in this process today I am going to ask is that you listen to your own inner-self. That part of yourself that say, "This is ecological for me, this is safe for me to do."

As you practice using your mind it is important that you get a clear sense of what you want to accomplish. But equally important you need to know when you are off course, if you are not accomplishing the goals that you have set for yourself. Then that is the time for you to take a real hard look at what are you losing, or have to give up when you accomplish this new goal. That will be the sign that you are disrupting your minds ecosystem.

Be ready to let go of where you are so you can get to where you want to be. I often tell clients in order to do what you want to do, you must be willing to do what you need to do. This is where practicing at the other than-conscious level comes into play. I go into more detail on this in my book "Awaken the Genius, Mind Technology for the 21st Century." Every person has a "genius" it is about letting out to play.

When you are at home in a safe place practice your creative visualization, relaxation techniques. Place yourself in the future and allow your mind explore all the positive outcomes and use scenario planning to discover potential limitations in your plan. By practicing with a relaxed mind you free up both your inner creativity and your inner critic giving both equal time to explore. Once you have discovered potential pitfalls, learn to take steps to avoid or overcome them. Then focus 100% of your energy on success.
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